CapitalCatalyst
Alternative financing solutions for businesses at every stage, from conventional to high-risk and credit-challenged.
Beyond Traditional Credit Scores
- Loans from $10,000 to $5 million
- Approval in as little as 24 hours
- Holistic business assessment beyond credit scores
- Flexible terms tailored to your business needs
How CapitalCatalyst Works
Apply Online
Complete our simple application process in under 10 minutes. We'll need basic information about your business and financial history.
Unlike traditional lenders, we look beyond credit scores to understand your business's true potential.
Receive Custom Offers
Our AI-powered system analyzes your business holistically and presents you with tailored financing options within 24 hours.
We consider revenue patterns, growth trajectory, industry benchmarks, and more to create the right solution.
Get Funded
Select the offer that works best for your business. Once approved, funds can be deposited into your account in as little as 48 hours.
Our dedicated account managers provide ongoing support throughout the funding process and beyond.
Financing Solutions for Every Business
Term Loans
Traditional term loans with fixed or variable interest rates and predictable monthly payments. Ideal for established businesses with strong financials looking to fund major investments.
- $25,000 - $5 million
- 1-5 year terms
- Competitive interest rates
Business Line of Credit
Flexible funding that allows you to draw funds as needed and only pay interest on what you use. Perfect for managing cash flow and unexpected expenses.
- $10,000 - $500,000
- Revolving credit facility
- Only pay for what you use
Invoice Financing
Turn your unpaid invoices into immediate cash. Ideal for businesses with long payment cycles or seasonal fluctuations who need to improve cash flow.
- Advance rates up to 90%
- Funding within 24-48 hours
- No long-term commitments
Equipment Financing
Purchase or lease the equipment your business needs with financing that uses the equipment itself as collateral. Great for preserving working capital.
- Up to 100% of equipment value
- Terms up to 7 years
- Potential tax benefits
What Our Clients Say
"After being turned down by three traditional banks, CapitalCatalyst approved our loan application in just 48 hours. Their team took the time to understand our business model and saw our potential despite our less-than-perfect credit history."
Michael Rodriguez
CEO, TechSolutions Inc.
"The invoice financing solution from CapitalCatalyst transformed our cash flow. We no longer have to wait 60-90 days for client payments, which has allowed us to take on larger projects and grow our team."
Sarah Johnson
Founder, Design Collective
"What sets CapitalCatalyst apart is their holistic approach. They didn't just look at our credit score; they analyzed our business model, growth trajectory, and market potential. The equipment financing they provided helped us scale operations by 300%."
David Chen
Owner, Precision Manufacturing
Ready to Fuel Your Business Growth?
Join thousands of businesses that have secured the funding they need with CapitalCatalyst's alternative loan solutions.